1. Get a treatment plan
We'll outline recommended care and what is included before treatment begins.
Financing
Finance Options
Explore third-party financing options, compare possible monthly payments, and ask our team how your treatment plan, insurance, membership savings, and financing can work together.
How financing works
A clearer way to plan treatment costs
2. Compare options
Review available third-party lenders and monthly payment estimates when offered.
3. Choose next steps
Our team can help you understand applications, balances, and scheduling.
Planning payment options
Apply before treatment
You can review financing options before choosing a treatment date, so cost questions are part of the plan early.
Compare possible payments
Some lenders may show estimated monthly payments or terms during their application process.
Coordinate the balance
Ask how insurance estimates, Smile 365 membership savings, and financing may work together for your care.
Accepted Patient Financing
Choose the lender that fits your plan
Cherry Finance
Get care now and pay later with Cherry. Pay over time in smaller installments and keep better control of cash flow.
Apply / Learn More with Cherry Finance Approval, terms, rates, and monthly payments are set by each third-party lender.
Sunbit Finance
Sunbit technology helps millions of people pay over time for in-person services with transparent terms.
Apply / Learn More with Sunbit Finance Approval, terms, rates, and monthly payments are set by each third-party lender.
Proceed Finance
Proceed Finance offers affordable patient financing designed to make larger treatment plans more manageable.
Apply / Learn More with Proceed Finance Approval, terms, rates, and monthly payments are set by each third-party lender.
ONEderful Finance
One application gives patients access to multiple trusted lending partners with results in minutes.
Apply / Learn More with ONEderful Finance Approval, terms, rates, and monthly payments are set by each third-party lender. CareCredit
CareCredit
CareCredit is accepted for eligible dental expenses. Visit CareCredit to review available financing information and application terms.
Apply / Learn More with CareCredit Approval, terms, rates, and monthly payments are set by each third-party lender.Before you apply
Payment questions patients ask
Financing is handled by third-party lenders, so approval, terms, and monthly payments depend on each lender. The office can help you understand where to apply and how to compare next steps.
Which lenders can I apply with before treatment?
You can review the available third-party financing options listed on this page, including Cherry, Sunbit, Proceed Finance, ONEderful Finance, and CareCredit. Each lender handles its own approval process, terms, rates, and monthly payment estimates.
Will my written treatment plan show what is included?
Yes. Before you move forward, the team can review a written treatment plan so you understand the recommended care, what is included, and what questions to ask before choosing a payment option.
Can I compare monthly payment options before scheduling?
In many cases, yes. Third-party lenders may show payment estimates or term options during their application process. Final monthly payments depend on lender approval, selected terms, treatment cost, and any balance after insurance or other savings.
How do insurance, membership savings, and financing work together?
The team can help estimate insurance benefits when available, explain any applicable Smile 365 membership savings, and then discuss financing for the remaining balance. Membership plans are not dental insurance, and discounts or benefits may vary by treatment and plan.